Aggressive Claims Administration Proactive Loss Control Services Safety Committees Governed by school business officials financially stable (security) predictable premiums dedication to being fully funded annual independent actuarial audit of the program to set appropriate funding levels OSHA training resource for compliance testing SAVINGS BAR CHART 1999 - 2004 14 members saved $142,780 by using PS Trust over the State Insurance Fund The responsible decision by the board of trustees to assume a lower interest rate over past few years resulted in less overall savings, but a far more stable program.